Comprehensive Employer-Sponsored Benefits for You

Health Insurance Plans
We help employers design, evaluate, and manage health insurance solutions offered through a carefully selected network of carrier partners.
As an independent brokerage firm, Sage and Stone Insurance does not issue insurance policies. Instead, we work closely with leading national and regional carriers to identify plan options that align with your workforce needs, budget, and long-term goals.
Our role is to guide you through plan selection, regulatory requirements, and ongoing plan management – advocating for your employees while helping you control costs and reduce administrative burden. The result is a benefits strategy that supports employee well-being, family needs, and organizational stability.

Life and Disability Benefit Programs
Sage and Stone Insurance acts as an independent advisor, helping employers select and manage life and disability coverage through established carrier partners.
We provide guidance on plan structure, compliance, and ongoing support – ensuring your benefits strategy protects employees and their families while aligning with your business goals.

Employee Well-being Initiatives
Employee well-being initiatives are most effective when they’re accessible, relevant, and easy to use. Sage and Stone helps employers identify, activate, and maximize wellness programs included through their insurance carrier partners – while also coordinating with select third-party wellness vendors when appropriate.
We prioritize leveraging carrier-included wellness resources – such as preventive care initiatives, mental health tools, screenings, and educational support – to ensure employers and employees fully utilize benefits already built into the cost of coverage. When additional support is needed, we assist in evaluation and integrating external wellness vendors that align with your culture and goals.
Our role is to provide strategic guidance, support implementation, and drive employee awareness and engagement – helping create a cohesive wellness approach that improves participation, supports well-being, and reinforces a culture of care without unnecessary complexity or cost.

Compliance and Regulatory Support
Navigating employee benefits compliance can be complex and time-consuming. Sage and Stone Insurance provides ongoing guidance and support to help employers understand and manage the regulatory requirements associated with employer-sponsored benefits.
We assist with interpreting benefits-related regulations, monitoring key legislative changes, and coordinating compliance efforts across carriers, vendors, and internal teams. our role is to help you stay informed, identify potential risks, and maintain alignment with applicable standards – so compliance becomes a manageable part of your benefits strategy, not a constant source of stress.
By offering clear guidance and practical support, we help employers protect their organizations while staying focused on supporting employees and running their businesses.
Contact Us Today to Start a Thoughtful Benefits Conversation and Strengthen Your Employee Benefits Strategy!
Clear guidance, steady support, and benefits decisions made easier.
